Independent vs. Dependent Status
As you prepare to attend college and establish your independence, many students assume that if you don't live with your family, you qualify as an independent student. However, there are several guidelines established by the federal government to help you understand the definition of independence for the purposes of financial aid.

Independent
A student is considered independent if he/she meets one of the following criteria:

1. You are 24 years of age or older
2. You are married
3. You are a graduate or professional student
4. You have legal dependents other than a spouse
5. You are a veteran of the U.S. Armed Forces
6. Your parents are incarcerated or absent
7. You are a ward of the court or both of your parents are deceased

Even if you meet one of these seven conditions, you could be asked to provide supporting documentation like a copy of your Social Security card, birth certificate, or a copy of your Armed Forces discharge.

Dependent
Students who fail to meet one of the criteria listed above, or fail to provide accurate documentation to the college financial aid office to prove their independent status, will be considered dependent students.

Here are a few scenarios typically not approved by college financial aid offices:

1. You do not reside with your parents
2. Your parents refuse to pay for your college education
3. Your parents are not financially able to pay for your education
4. You were married after you applied for financial aid

Each case is determined individually. There are no hard-and-fast rules when it comes to financial aid. If you have any questions or concerns about your status, set up an appointment with a college financial aid representative.

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